We Believe

in taking care of ourselves.

Most companies have already switched to the much cheaper 401K. They dumped their social responsibilities for more profits. This is just wrong. Only the government has pensions now. Do you have a government job? Better get one if you ever plan to retire, because Social Security is busted. Well, except that I think I can fix Social Security, so don’t panic just yet...

The 401K is not all that bad, actually, if we give it half a chance. First, we require employers to put in at least 8% of your salary, and then an additional 5% matching. This way, you don’t lose everything (which is what happens with pensions) when you change jobs. That, and whether you are able to contribute or not, you will still have a nest egg ready for when you retire.